Renters Legal Liability LLC
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Renters Legal Liability LLC provides a risk transfer platform for the multi-family apartment industry and single-family home rentals through Renters Legal Liability®. The company also provides products for student housing, Students Legal Liability®, and condominium associations, Condominium Legal Liability®.

What We Offer

Renters Legal Liability LLC ("RLL®") offers Property Damage Loss Waiver® solutions for multi-family apartments, single family home rentals, student housing, and condominium associations.
 The PDLW transfers the financial liability for resident-generated losses that addresses five perils – fire, water overflow, smoke, explosion and sewer backup - and fulfills residents’ legal obligations regarding indemnification within their lease agreement.

The Property Damage Loss Waiver® has three major features:


The RLL® PDLW™ solution offers $100,000 of property damage liability protection. The owner/manager is the named insured. Residents choose the PDLW or purchase a traditional renter’s policy. All residents are eligible for the PDLW as there are no resident underwriting criteria. Residents may also receive up to $10,000 of personal property protection within product limits.
RLL’s proprietary software provides delivery, monitoring and reporting systems that manage the entire process. RLL® provides ongoing customer service, training and support. The company's software platforms operate via an automated reporting process – either on existing property management software or through RLL’s own online administration process.
The PDLW materially improves NOI. The process eliminates losses up to $100,000 against the community’s P&C insurance after the $250 deductible. All resident negligent losses up to $100,000 are submitted directly to RLL® for payment in a timely manner. The result dramatically controls P&C loss ratios. Through the PDLW, property managers/owners may expect up to 15% reduction on their P&C premiums. An ancillary revenue component is also available.

Strategic Alliances & Partnerships